Our Services

 

 We serve individuals and businesses in all areas of benefit and financial management, including:

 

 

 

  • Retirement planning
    Making the most of your employer-sponsored retirement plans and IRAs. Determining how much you need to retire comfortably. Managing assets before and during retirement. 
  • Tax Reduction Strategies 
    Making sure you don't pay more than you have to. Looking for ways to help reduce your current and future tax burden. Referring you to qualified tax specialists.
     
  • Estate planning
    Reviewing your wills and trusts. Helping preserve your estate for your intended heirs. Helping with beneficiary designations. Reducing exposure to estate taxes and probate costs. Coordinating with your tax and legal advisors.
     
  • Risk Strategies
    Reviewing existing insurance policies. Recommending policy changes when appropriate. Finding the best policy for your situation.
     
  • Education Strategies
    Recommending investment and accumulation strategies to help you pay for your children's education.
     
  • Investment Planning
    Determining your asset allocation needs. Helping you understand your risk tolerance. Recommending the appropriate investment vehicles to help you reach your goals.
     
  • Employee and executive benefits
    Helping your business attract and retain qualified employees through benefit packages.

While developing a customized financial program, we will walk you through a step-by-step process that will help make you feel confident in your decisions. Once your goals have been established, we will customize appropriate strategies to suit your vision and objectives. We can help you execute a sound financial program utilizing the following products and services:

  • Mutual funds
  • Annuity Products
  • 401(k)
  • 403(b)
  • SIMPLE IRA
  • SEP's
  • IRA's (Traditional and Roth)
  • 529 Plans (college funding)
  • Fee-Based Planning
  • Life Insurance
  • Key Employee/Executive Products
  • Disability Income Insurance
  • Health Insurance
  • Short Term Medical
  • Dental and Vision
  • Voluntary supplemental products (cancer, accident, specified illness)
  • Long Term Care Insurance
  • Medicare Supplements
  • Medicare Advantage Plans
  • Part D Prescription Drug Plans
  • Claims Assistance